Willing to send and receive money from anywhere in the world within seconds?
Then, you have landed on the right page to get reliable guidance for your international money transaction. This article will take you through the world’s most secure payment services that are trusted and recommended by the industry experts.
No matter if you are doing international export-import business, sending or receiving money from a family member, working online as a freelancer, doing online business etc. you just need a reliable payment gateway to get your hard-earned money in your hand.
I saw a lot of people (mostly freelancers) who got stuck at the stage of getting money, they worked so hard and completed the project but at the end, they faced tremendous problem while having their payment.
Even some of them, paid almost 40-50% as fee just to get their money. Even, I suffered from having no secure payment service at the beginning of my online career. Surely, I don’t want you to have the same trouble that many of us faced.
Go through this carefully picked, list of most secure payment services that will make your transaction-related works pretty easier and faster. You are just one step behind from getting money from anywhere in the world with a press of a button.
List Of Best Secure Payment Services
1. PayPal
For merchants who are looking for a low-volume payment processor, PayPal has proven to be a solid choice since it debuted in 1998. On top of having budget-friendly prices, PayPal operates in more than 200 countries and in 26 currencies and allows users to integrate PayPal checkout on their websites, process payments through a browser, app or reader and extend credit to customers.
The best part of Paypal is, transfer of money is pretty faster but high transaction fee is a pain in the ass for some people. However, in USA transactions among family members are totally free of cost.
- Availability: 200+ Countries
- Fee: 2-5% per transaction
2. Stripe
There isn’t such a thing as a “one-size-fits-all” payment processor for online retailers. However, Stripe gets awfully close, thanks to being a customizable payment solution.
Stripe was designed for developers who can then tinker with the company’s APIs to create the product that best suits their needs. Stripe allows you to accept credit card, debit card and bitcoin payments from more than 130 different currencies. There’s also flexible billing and a modest 2.9 percent + 30¢ per successful card charge.
- Availability: 40+ Countries [Full list here]
- Fee: 2-5% per transaction
3. Payoneer
Payoneer is by far the best secure payment service due to having integration with dedicated MasterCard which can be used anywhere in the world.
Apart from that, you will be having a virtual bank account that accepts 5 different currencies and can use bank wire transfer for money transaction. However, customer service of Payoneer has room to improve.
- Availability: 200+ Countries
- Fee: 2-5% per transaction
4. Visa
VISA is the most used payment card in the world. It can't operate independently, as it needs to be issued by a financial organization such as Bank or Payment gateway.
VISA card can be both credit and debit based on which one you issue and it can be both National and International. In order to make Int. transactions, your VISA card must support duel currency (or at least USD).
- Availability: All Countries
- Fee: based on issue
5. Mastercard
MasterCard can be called the twin of VISA card as there is no real difference between them except the name itself. You can do the transaction from any ATM booth in the world with your MasterCard, as MasterCards er usually issued for International use.
Still, you need a Bank or Payment gateway to have your own MasterCard. As you already know Payoneer is integrated with MasterCard, you can sign up for a Payoneer account to have one.
- Availability: All Countries
- Fee: based on the issue
6. Skrill
It was the most popular payment service in the beginning of Freelancing industry but for strong competitors, it has lost its dominant position.
However, still many rare marketplaces including the popular one use Skrill for secure transactions. You can directly withdraw your money via local bank using this payment service. You can also use it to buy cryptocurrency as most of the sellers accept Skrill payment.
- Availability: All Countries
- Fee: 1.9% per transaction
7. Neteller
If you want to enjoy the power of MasterCard without even having any physical card then Neteller is for you. It works as the virtual MasterCard and pretty popular in Forex and Binary trading industry. You can easily send and receive money from other Master and VISA cards via Neteller. Having your own real plastic card is possible but you have to spend some bucks for that.
- Availability: All Countries
- Fee: 3.5% per transaction
8. Bitcoin
I am not kidding, you read me right. Bitcoin is the highest value currency right now in the world having a market cap of 218 BIllion and growing. Now a days, Bitcoin is widely accepted all around the world and even it's being used in some country's retail industry. However, to store and spent your Bitcoins you need to use a reliable wallet such as Ledger Wallet (Physical) or Exodus (Virtual).
- Availability: All Countries
- Fee: 0% per transaction
9. AliPay
Its logo says everything; no matter where are you living you are daily using products made by the largest economy, China. AliPay can be considered the doorway to do any type of transaction from or with someone who lives in China. This is owned by Alibaba Group, the world's largest online retailer. Although, AliPay has over 500 million users but not widely accepted by international companies due to china focused transactions.
- Availability: 110+ Countries
- Fee: 2.2-3% per transaction
If you are into gaming you should take a look into Enjin. Made explicitly for the video gaming industry, Enjin token depends on Ethereum blockchain. Up until now, this project has already proved to be helpful for 20+ mln players from all over the world to make networks and discussions connected with their preferred computer games.
