Borrow against your multi-crypto portfolio in minutes

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What is a Crypto-backed loan at MyConstant?

MyConstant is an assets-backed P2P borrowing platform based in the US.  Instead of checking your credit score before giving you approval, we use your crypto as collateral.

Starting from as little as 6% APR, you can borrow against your digital assets within minutes, allowing you to unlock the value of your collateral without selling them. 

There are no credit checks at MyConstant, and you can pay back your loan at any time before the term ends. It’s a perfect solution/ tool to shore up your portfolio, start a business, or even invest in more crypto.

 

How does Crypto-backed loan work?

An overview of the MyConstant System

The Matching Algorithm

For P2P lending investments, you can borrow any amount and choose the term and interest rate you want to pay as little as 0% APR.

Through the MyConstant algorithm, borrowers are matched with investors based on your chosen rates and terms.

Loan terms:

We have a very simple and lowest interest structure with our loans, set out as below:

Term	APR
Trial 30 days	0%
30 days	6%
90 days	6.5%
180 days	7%

Other fees: 

There is a 3.5% matching fee when MyConstant matches you with a lender. This is paid upfront.

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