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[Quppy]

Quppy is now live in five more SEPA markets

Following earlier notes here on euro IBANs and SEPA Instant, the reach just expanded.

Quppy went live in five new markets — Albania, North Macedonia, Montenegro, Moldova and Serbia. What makes it matter isn't just "more countries": all five have joined SEPA. Euro transfers that used to take days and carry international-transfer pricing now move at domestic speed and domestic cost.

From day one in these markets you get the full feature set:

• EUR and GBP IBAN accounts
• SEPA and SEPA Instant transfers (Instant settles in seconds, 24/7)
• Crypto wallets with instant exchange
• 0% fee card top-ups, and withdrawals to your own card
  

Worth being precise about one thing: it's SEPA membership that unlocks the cheap, fast euro transfers — that's a payments-network change, not a Quppy-specific trick. What Quppy adds is making the whole stack (IBAN + crypto + exchange) available in those markets from launch, in one app.

quppy.com

Anyone here banking in the Western Balkans or Moldova — how's the SEPA rollout actually landing on the ground for you?

[Quppy]

Crypto and euros in one app, with the crypto side properly licensed

We've posted here before about Quppy's SEPA and IBAN side. This one's about the question we get most: how does the crypto actually sit inside a euro account without living in a grey zone?

The short version: the crypto side of Quppy runs through a licensed European partner — a CASP (Crypto-Asset Service Provider) regulated under MiCA. Quppy itself isn't the licence holder; the crypto service is provided through that regulated partner. So when you buy crypto from your euro balance in the app, it happens inside an authorised setup, not bolted on beside one.

What that looks like in practice:

• Buy crypto straight from your euro balance, without a separate exchange account
• Crypto and euros in the same app, so moving between them doesn't mean shuffling funds across platforms
• SEPA payments built in on the euro side
• The crypto service handled by a MiCA-regulated European provider, not an unnamed offshore desk
  

Worth being straight about the limits: this is the EU/EEA euro setup, and "regulated" describes the framework around the service, not a promise that prices behave. Markets are still markets.

More on the app itself: quppy.com

If you're already running crypto beside a euro account elsewhere, the licensing side is the first thing I'd compare — curious whether others here weigh it the same way, or rate UX and fees higher.