Guest blaketyler Posted February 23, 2015 Share Posted February 23, 2015 In today’s time, you can buy your insurance policies through different ways from middle-aged women, toll fee or through the internet. If your insurance needs are just simple like getting insurance for a car, you can even place a policy on your own considering that you know the jargons and legalities in the business. Collision, rental coverage or vacation insurance is too easy to file. However, if you are buying a disability, health or a long term insurance like life or business and home or anything unique like for a finger or so, it is better to consult an agent or a broker for the details behind the terms and to file the right coverage. To find the right agent or broker, you can ask around for a reputable person. You can keep away from fraud or scams if that agent already has his name rooted in the industry. You can also tell if he knows what he is talking about. Some agents are just sweet talkers using flowery words to lure you in. Many legit agents will have letter behind their names in their business cards. You can check the meaning of these credentials online. Since you are already on the net, you can check the company as well. The more good reviews the company has, the likely it is legit. When evaluating them, you may very well want to know if it is also capable of staying in the industry for a long time. You would want a company well-established enough to secure and guarantee you lifetime insurance. Their financial strength may very well know indicate that. Generally, insurance companies have letters from A to F attached next to their names. Make sure you read the right reviews and evaluate well. You can also discuss the pros and cons and know further information regarding the business with your agents by scheduling an interview with them. He should have knowledge, effective communication skills and well-formatted experience. There are two different agents: 1. Independent agent - have contracts with several different insurance agencies 2. Captive agents- works exclusively for a single company. About the company Well-established insurance companies such as Axis Capital, with a group of companies from its main base in Bermuda to its branches to Australia, Singapore, United Kingdom and different states in America have built their reputation with a stronghold for excellence. They have been wildly talked about and greatly admired to the point of imitation to foreign countries particularly in Jakarta, Indonesia, Beijing, China and Kuala Lumpur, Malaysia who also aim to excel in the same field. They only introduce quality service, flexible terms and high-standard customer care with their agents highly qualified in the fields of insurance and reinsurance. Link to comment Share on other sites More sharing options...
Guest aeJeiNg2Aej Posted March 27, 2015 Share Posted March 27, 2015 No doubt people from Axis capital are a group of individuals with high intellect. They have good and reasonable insurance terms and it’s not hard to understand their policies. Link to comment Share on other sites More sharing options...
Guest loreschultz Posted March 30, 2015 Share Posted March 30, 2015 Don’t be shy about asking questions to make sure the commission and/or fee you’ll be charged isn’t out of line. Some agents ask too much from people to put extra into their pockets. Link to comment Share on other sites More sharing options...
Guest wandarandolph Posted March 30, 2015 Share Posted March 30, 2015 Agents and brokers generally specialize in either commercial or personal insurance – not both. Questions. Questions. Questions. It is important to ask if you do not understand. Link to comment Share on other sites More sharing options...
Guest hubnerjana Posted March 31, 2015 Share Posted March 31, 2015 A good agent, for me, is giving good advices. They have to be familiar to the products they sell. If not, then, they definitely are a fraud. Don’t trust people who don’t know much of what they are talking. Ask for their credentials and investigate. Link to comment Share on other sites More sharing options...
Guest brendacorona Posted April 1, 2015 Share Posted April 1, 2015 I have my insurance with a company that does not have their own agent. I deal with them personally. It’s hard to trust people nowadays. Link to comment Share on other sites More sharing options...
Guest Gio Beyer Posted April 6, 2015 Share Posted April 6, 2015 I have my insurance from Axis Capital and I have been nothing but satisfied. I never had any complaints about them. Link to comment Share on other sites More sharing options...
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