Perl01 Posted 4 hours ago Posted 4 hours ago Most crypto payment platforms promise to bridge Web2 and Web3, but only a few actually have the licenses to operate within traditional finance. xMoney (XMN) is one of those rare few that really delivers on both ends. Operating through regulated entities in Romania, Portugal, and Estonia, xMoney provides both card and crypto payment services under strict PCI-DSS and AML/CFT compliance. It’s backed by Capital Financial Services S.A., which is licensed by the National Bank of Romania, handling everything from card acquiring to fraud prevention and settlements. Through Cifralfabeto Unipessoal Lda and Modernityparty OU, xMoney also facilitates crypto-to-fiat and crypto transfers across Europe making it a true hybrid between fintech and blockchain. With over 20,000+ businesses already connected, xMoney is shaping up to be one of the most legitimate payment solutions in Web3. Compared to popular names like Alchemy Pay, MoonPay, or Ramp, xMoney’s regulatory-first model might give it an edge, especially as institutional adoption grows. Update: xMoney (XMN) has just been listed on BingX, and there’s a Listing Carnival happening with 300,000 XMN rewards for users who deposit and trade during the event. What’s your take will compliance-driven payment projects like xMoney become the real winners of the next crypto cycle?
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