From Wall Street to Wallets: How 401(k) Crypto Access Could Reshape Markets

[Dhray]

President Trump’s executive order allowing 401(k) plans to include cryptocurrencies marks a significant turning point in U.S. retirement policy. Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), Solana (SOL), and even Dogecoin (DOGE) could soon become part of long-term investment portfolios traditionally limited to stocks and bonds.

 

For traders, this could mean more stable inflows as retirement contributions enter the market steadily over time. The presence of these slower, patient investors could temper some of crypto’s sharp volatility, but also make price movements more tied to macroeconomic trends.

 

On a societal level, this decision could change how families talk about finance retirement planning might now involve conversations about staking SOL or holding DOGE through a market cycle. For platforms like BingX, it introduces a new type of participant whose strategy is measured in years, not minutes.

Would you be comfortable knowing your retirement income depends on assets like DOGE or SOL, or would you prefer to keep it purely in traditional investments?