Personal Finance Referral Programs

MrD · June 11, 2022

Many money tools and services are available, such as investment tools, money transfer websites, or student loan refinancing tools. But, while there are many great tools, there are a few that pay you when you refer your friends.

Here are some of the most common money tools and services and what they offer for referring a friend.

SmartyPig, $10

By far the most discreet service in the financial section, Smartypig is a service where you allocate funds for a project (like an online piggy bank). You declare a goal and pursue it, whether that means saving up for a TV or a trip overseas.

Smartypig will give you $10 per referral, but you can refer 100 people.

Personal Capital, $20

The excellent finance app Personal Capital has a great referral program. You and your friend will both earn a $20 Amazon gift card. For the rewards to be paid, your friend will need to link at least one financial account to Personal Capital. The referral link will show up in your dashboard after you’ve attached one of your accounts.

Trim App – $25

Trim is an app that will help you save money on your bill. If you refer a friend to Trim and sign up for Trim Premier, you will get $25 in your account.

Trim can negotiate your cable, internet, and phone bill with ANY provider, lowering your invoice by up to 30%, analyze your transactions so you can quickly and easily understand where your money goes, recognize recurring charges to make sure you don’t have any forgotten or unwanted subscriptions, provide personalized recommendations for the proper financial accounts for you.

Digit.co, $5

Digit is an all-in-one money app that budgets, saves, and invests for you. Simply connect it to your bank account, and they will intelligently transfer a few dollars every couple of days from your checking account to your savings account. Easily track and transfer funds at any time through the app or a text message. Currently, they are offering $5 for referring a friend.

Qapital, up to $100

Qapital is an award-winning app designed to let you save, invest, and spend with any goal in mind.

LendKey, $200

Another student loan refinancing website. If you create an account on LendKey and refer a friend, you will earn $50 when approved for a loan and $200 if they decide to take it out.

LendEDU, $300

One of the best student loan refinancing services out there. LendEDU will give you $300 for every person you refer who refinances their student loans.

SoFi, $300,USA

SoFi (short for “social finance”) started as a company focusing on student loan refinancing and personal loans. Since then, it has expanded into several other areas, including investment accounts and checking and savings accounts. SoFi will give you $100 if you refinance your loans through their site and give you $100 for every person you refer who refinances their student loans. Check SoFi.

Paytm, $10, Canada

Paytm is a new service that allows you to pay bills with a credit card for a service that usually does not accept credit cards. It’s only available in Canada now, and it allows you to benefit from cashback programs where it was not possible before! Earn $10 for every person you refer (feel free to use my referral code: PTM7410130), and each friend you refer will also get $10!

Lending Loop, $25, Canada

Lending Loop is Canada’s first and only fully regulated peer-to-peer (P2P) marketplace that connects Canadian businesses looking for a loan with Canadian investors looking to invest in local companies. Feel free to check out my complete Lending Loop review. Refer a friend to Lending Loop, and you will earn $25, and each friend will also get $25.

Tangerine, $125, Canada

Tangerine is the leader in online banking services in Canada. Get started with a $50 signup bonus with an orange key (mine is 48902575S1) and another $75 bonus if you switch your payroll deposit.