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What if the banks refuse to issue you a credit card?


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If you have a bad credit history, banks may not issue you cards or set very low credit limits. If you urgently need money, you can use a payday loan. Small payday loans can help solve problems, and you can also use them to improve your credit score. 

Edited by KettyJoness
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Guest Epicollapse

If banks refuse to give you a credit card, then just change the bank. For example, the bank I use looks for me the best interest rate and saves on interest and costs. And the most important thing is that if you bid, you also ensure that you do not pay too much interest or charges on the 4000 euro loan you applied for. Also, the main advantage is that you save time in any case without sending applications to more than 30 different banks and financial institutions by yourself. Have you heard from them https://www.edullinenlaina.com/30000e-laina/? I hope my comment was helpful to you. Good luck.

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There are the some reasons why banks refuse to issue credit card-

1. Low income

2. Occupation

3.Mistakes in the application form

4. Owning multiple cards

Hope this will be helpful for you.

 

Edited by Angela Taylor
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First of all, I would check all my credit history in all other banks, maybe it's all about you and your financial issues. Or, if everything is okay, maybe you should simply look for another bank. Or as an option, you can always take a look at articles like american express aeroplan card one, where you can read everything about that exact type of credit card, and compare it with others.

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Guest Wasared

I had this once, and it turned out that a bank employee made a mistake when filling out the questionnaire. I had to go to the bank for a whole month to sort out this issue. Unfortunately, the human factor is present everywhere.

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Any bank can refuse to issue you a credit card if you have a bad credit rating. There are several ways to improve your credit rating. When faced with this problem, I was advised to consult a specialist. I took advice from a mortgage broker in Birmingham https://Birminghammoneyman.com . Try to contact a specialist, because the reasons for refusal can be a lot. In general, the best solution is to change the bank. A colleague with a high credit rating got turned down once, too. The bank where he wanted to take a loan temporarily restricted his lending.

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